Student Loan Payment Simulator – Free Planning Tool

Did you know that you may be eligible to pay nothing on your federal student loans AND remain in good standing with your student loan?  And there is no cost to you for this service.  Using the Federal Student Aid’s Loan Simulator a single graduate with two dependents earning $30,000 annually is expected to make no student loan payments under the “Pay As You Earn (PAYE) Repayment Plan” (loan simulator as of June 18, 2025).  Visit https://studentaid.gov/loan-simulator/ to see what your Student Loan Repayment options are.  Once you’ve reviewed your options and are ready to choose, contact our trusted partners at Inceptia for free help in taking you through the process of selecting the repayment plan that is best for you.